Utkarsh Small Finance Bank Limited has reported Standalone financial results for the period ended June 30, 2024.
Financial Results (Q1 FY2025) - QoQ Comparison
The company has reported total income of Rs. 1070.56 crores during the period ended June 30, 2024 as compared to Rs. 1016.2954 crores during the period ended March 31, 2024.
The company has posted net profit / (loss) of Rs. 137.3967 crores for the period ended June 30, 2024 as against net profit / (loss) of Rs. 159.6565 crores for the period ended March 31, 2024.
The company has reported EPS of Rs. 1.24 for the period ended June 30, 2024 as compared to Rs. 1.44 for the period ended March 31, 2024.
| Total Income | ₹ 1070.56 crs | ₹1016.2954 crs |  5.34% | | Net Profit | ₹137.3967 crs | ₹159.6565 crs |  -13.94% | | EPS | ₹1.24 | ₹1.44 | -13.89% |
Financial Results (Q1 FY2025) - YoY Comparison
The company has reported total income of Rs. 1070.56 crores during the period ended June 30, 2024 as compared to Rs.812.3944 crores during the period ended June 30, 2023.
The company has posted net profit / (loss) of Rs.137.3967 crores for the period ended June 30, 2024 as against net profit / (loss) of Rs.107.4952 crores for the period ended June 30, 2023.
The company has reported EPS of Rs.1.24 for the period ended June 30, 2024 as compared to Rs.1.20 for the period ended June 30, 2023.
| Total Income | ₹ 1070.56 crs | ₹812.3944 crs | 31.78% | | Net Profit | ₹137.3967 crs | ₹107.4952 crs | 27.82% | | EPS | ₹1.24 | ₹1.20 | 3.33% |
Asset Quality:
| Gross NPA | ₹475.6258 crs | ₹417.5782 crs | ₹431.1258 crs | | Gross NPA % | 2.78% | 2.51% | 3.13% | | Net NPA | ₹42.8316 crs | ₹4.4892 crs | ₹43.9925 crs | | Net NPA % | 0.26% | 0.03% | 0.33% |
Gross NPA was at ₹ 475.6258 crs in Q1 FY2025 against ₹ 431.1258 crs in Q1 FY2024. The same was at ₹ 417.5782 crs in Q4 FY2024.
Net NPA was at ₹ 42.8316 crs in Q1 FY2025 against ₹ 43.9925 crs in Q1 FY2024. The same was at ₹ 4.4892 crs in Q4 FY2024.
GNPA was at 2.78% of Gross advances as on June 30, 2024 as compared to 3.13% as on June 30, 2023 and 2.51% as of March 31, 2024.
Net NPA was at 0.26% of Gross advances as on June 30, 2024 as compared to 0.33% as on June 30, 2023 and 0.03% as of March 31, 2024.
| RoA % | 0.57% | 0.72% | 0.57% | CAR (BASEL III) % | 23.18% | 22.57% | 19.81% |
Return on Average Assets (RoA) is at 0.57% for Q1 FY2025 against 0.72% in Q4 FY2024 and 0.57% in Q1 FY2024.
In Q1 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 23.18%, as compared to 22.57% in Q4 FY2024 and 19.81% in Q1 FY2024.
Shares of Utkarsh Small Finance Bank Limited was last trading in BSE at Rs. 50.08 as compared to the previous close of Rs. 50.57. The total number of shares traded during the day was 254121 in over 2137 trades.
The stock hit an intraday high of Rs. 50.33 and intraday low of 49.53. The net turnover during the day was Rs. 12708216.00. |
